Car insurance 15300 baht does that sound correct?

[toffo]

I have a 1 year old ford fiesta sport and received the 1st year free insurance... Lady just called saying i now have to pay 15300 for the next year... Does this sound ok as i dont have a clue about insurance prices here

[finnomick]

Depending on the insurance company, the quote seems average. Virayha who reckon they are the ' top ' insurance are VERY expensive and if my recent experience is normal, don't seem to know how to operate an insurance service. They told me my insurance was due for renewal, but wouldn't tell me how much it was ! I went to the dealer and they reckoned it would be about 22,000 baht ( for a one year old Nissan Navara ). You also have to pay the government minimum insurance premium too, about 1,100 baht. We opted to change our insurance company to Muang Thai and got full cover for 16,300 baht. It's not as easy to shop around for insurance here, but it is worth the effort.

[toffo]

Thanks for replying... It was 20k the first year so she said but now has gone down to 15300..

[gotlost]

2008 Hilux/Vigo 4x4. Only the wife and I on the policy. Full coverage with Virayha. Have had two claims and no problems We are paying 17000 baht.

[toffo]

Ok Thanks for the info my quote sounds ok then... Thank you

[vin]

  thumbupgood advice after driving about in a 10 year old battered ford ranger for years payingaround 3000 ayear 3 party i dicided to treat myself to a new pickup i bought a all new d. max isuzu 4x4 3litre in built nav sytem every thing touch sreen to tec for me but why not these old bones need a bit of comfort flash get got the bugger friday love it .i was also worried about insurance isuzu deal with muang thai and i got full cover for 16.700 well happy  i have got six can holders in the front for my chang im being spoilt  still crap with my com  all the best vin

[toffo]

thumbupgood advice after driving about in a 10 year old battered ford ranger for years payingaround 3000 ayear 3 party i dicided to treat myself to a new pickup i bought a all new d. max isuzu 4x4 3litre in built nav sytem every thing touch sreen to tec for me but why not these old bones need a bit of comfort flash get got the bugger friday love it .i was also worried about insurance isuzu deal with muang thai and i got full cover for 16.700 well happy  i have got six can holders in the front for my chang im being spoilt  still crap with my com  all the best vin

Enjoy the new motor, nice to splash out every now and then

[blue moon]

You don't have to have any other insurance than the one you buy with your road tax,i think it's about 700 baht.

[gotlost]

"You don't have to have any other insurance than the one you buy with your road tax,i think it's about 700 baht."

For a clunker yes and alot of Thais have no insurance or drivers licence . For somebody with a million baht vehicle without insurance is a fool.

[Nobby]

Thanks for replying... It was 20k the first year so she said but now has gone down to 15300..

Just a thought, most Thai Insurance companies do not give you an indication of alternative premiums if you offer to pay a compulsory excess. I always offer to pay the first 5000b because it wouldnt be worth the hastle of going through the insurance formalities for a small prang. That usually decreases my premium by around 5000b for the year so I believe a wise move! I pay only 11,000b for 1st class insurance on a 2008 Dmax 4x4 ,4door.

Have to agree with Gotlost, no-one in their right mind would accept the 700b compulsory insurance on a valuable vehicle. That guy must be in the Honda Wave Owners Club or just drunk!

[nookiebear]

Try Tesco Lotus for car insurance..........

[Prakhonchai Nick]

Prakhonchai Expat Services helped both Toffo and Thaitanik (amongst many others) obtain excellent cover at a reasonable price.   

As Thaitanik says, a 5000bt excess secures a huge reduction, and avoids all the hassle for a minor damage claim.

[CO-CO]

Try Tesco Lotus for car insurance..........

Try Staffords for all your Falang foods!

[nookiebear]

Try Tesco Lotus for car insurance..........

Try Staffords for all your Falang foods!

CoCo thats a somewhat strange response!

[CO-CO]

Try Tesco Lotus for car insurance..........

Try Staffords for all your Falang foods!

CoCo thats a somewhat strange response!

Not at all Nookie - I thought that as you were recommending someone, in competition to services Nick and I provide, the least I could do was to recommend one of your competitors.