Medical Insurance

[Smithy]

I saw this today. I'm going to find out more but sounds reasonable to me but you are only allowed to use Government Hospitals.

2000 baht a month for 500,000 worth of cover !!!!

https://www.dropbox.com/s/vhexzou1m0p0vkp/Proposal%20of%20new%20Thai%20health%20insurance.pdf?dl=0

http://www.insurance-in-thailand.com/affordable-health-insurance-for-anyone-in-thailand/

[Prakhonchai Nick]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

[Starman]

Buriram hospital have just started to open their new wings. My wife went to visit someone there this week. A basic public ward has 4 beds and is air conditioned. When all of the patients have been moved to the new wings the plan is to the redevelop the old wings.

The service and medical care at Buriram Hospital is very good, as I believe has been reported on another thread on here, so when the over crowding is solved it will become a great hospital and a great facility for the people of Buriram.

[Smithy]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

 

Good to see you posting this on SF Nick

And taking the credit for my great info 

[Smithy]

If this scheme takes off, I would advise anyone partaking to be careful. Whilst an annual fee of around 25,000baht is being contemplated, it could well be that after Year 1, the claims experience requires either a substantial increase, or even abandoning the scheme altogether.

This scheme is fine for anyone having no insurance, but for anyone having health insurance currently, I would suggest keep what you have and consider topping up with this scheme. DO NOT CANCEL existing health insurance.

[Smithy]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

I guess if you are having a heart attack and haven't got the 400k+ for the OP , being in a cramped ward is the least of your problems 

[Smithy]

Here is another I've been looking into   https://www.aetna.co.th/en/individuals.aspx

I believe they are a subsidiary of BUPA and have an Office in Pattaya though of course emails and phone calls can be used for anyone not in the Locale  .

With the few health health scares I've had recently , although everything has turned out fine I've started to realize I'm not the Super fit Adonis I was 20 years ago

As I'm a non-drinking -non smoking    58 year old my premium will be obviously lower than anyone older but their cover for something similar to Bangkok Insurance Brokers cover the quote was around 26k  with their Emerald Package .( includes the summer discount until 30/4/2018 )

Might be worth getting a quote from Aentna as well if your thinking of getting cover

Feel free to share this as well Nick 

[Prakhonchai Nick]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

 

Good to see you posting this on SF Nick

And taking the credit for my great info 

Had I provided,or acknowledged the source, it would probably have been deleted.

Tit for tat on the next post.

[Smithy]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

 

Good to see you posting this on SF Nick

And taking the credit for my great info 

Had I provided,or acknowledged the source, it would probably have been deleted.

Tit for tat on the next post.

If that is the case then it's just shows how some people will cut off their nose to spite their face 

You could have posted I saw this info on BE  .....  http://www.buriramexpats.com/forum/index.php/topic,8946.msg67002/topicseen.html#new

Anyway , the more people we can help the better 

[mudcat]

Noted on another forum that there are three Thai companies offering health insurance for OA-x long stay visa holders.
https://longstay.tgia.org/

Of note one stops coverage at 80, one offers lifefime renewal past 70 at the lowest required cover, and the third has a 250K rate for centanarians.  Exclusions are pretty vague and probably would kick in for most of us in our 60s if we have any chronic controlled conditions e.g. blood pressure and/or cholesterol.

steve

[Prakhonchai Nick]

It would be worth asking whether at ones own expense a private room could be used. The thought of being in a cramped ward, or worse in staircase/lift area or corridors as was the case I saw at Buriram hospital a few weeks ago, is enough to put anyone off.

 

Good to see you posting this on SF Nick

And taking the credit for my great info 

Had I provided,or acknowledged the source, it would probably have been deleted.

Tit for tat on the next post.

If that is the case then it's just shows how some people will cut off their nose to spite their face 

You could have posted I saw this info on BE  .....  http://www.buriramexpats.com/forum/index.php/topic,8946.msg67002/topicseen.html#new

Anyway , the more people we can help the better 

Apologies Smithy. However I did NOT see it on BE. I receved an email from a friend with the web link, liked what I read and decided to brodcast it on SF. Only later did I become aware of your post on BE

[Smithy]

Apologies Smithy. However I did NOT see it on BE. I receved an email from a friend with the web link, liked what I read and decided to brodcast it on SF. Only later did I become aware of your post on BE

Yes I sent the info to Ray and asked him what he thought  ...though funny how you replied to my post on here Yesterday at 06:04:13 AM and then posted on SF the info at Yesterday at 06:22 . So you can see why I thought you have copied my post .
As I've said before " the more people we can help the better" 
But posting on BE it better as everyone can see the info and be helped ,unlike other places where it's limited to just a dozen+ select members that like to hide behind the veil of secrecy 

[Smithy]

Here is another I've been looking into   https://www.aetna.co.th/en/individuals.aspx

A quote for Monthly Payments

Premium for 58 year old after discounts

 

Ruby            1,995.95THB          per Monthly

Emerald        2,618.2THB            per Monthly

Diamond       3,248.05THB          per Monthly

[Smithy]

Noted on another forum that there are three Thai companies offering health insurance for OA-x long stay visa holders.
https://longstay.tgia.org/

Of note one stops coverage at 80, one offers lifefime renewal past 70 at the lowest required cover, and the third has a 250K rate for centanarians.  Exclusions are pretty vague and probably would kick in for most of us in our 60s if we have any chronic controlled conditions e.g. blood pressure and/or cholesterol.

steve

I've checked out those above and they are nearly double that of the few quotes I've had already  . I've got a few more to try before I decide which one to go with . I'm not looking for a top of the range cover, just a smallish policy ( 400-500k ) so if I get a big Hospital bill it wont obliterate my nest egg that's there for a rainy day !!

[mudcat]

I believe that they are the only providers allowed under the new "10-year" visa, so they have a captive audience. 

Are you looking into your future premiums and how long renewals are available? 

Also their costs will be somewhat more as it appears that they will write new policies for applicants past 65 unlike almost all other insurers (although what exclusions would be enforced I don't know).  You are best served obtaining cover now as some insurers start restricting new policies to those under 60.

steve